What is the danger to my child?
Let's start with some background. There is no legitimate reason a child’s identity should appear in credit files, employment records, bankruptcy or any other public records. But when a thief uses your child's Social Security number, an electronic record is created using your child’s identity. Because most parents have no reason to suspect that their child has a credit file, the problem goes unnoticed until many years later. Over time, thousands of dollars in debts can be accumulated, destroying the child's credit and making it almost impossible to obtain credit as an adult.
If a parent doesn’t discover and repair the damages, the problem will eventually be discovered when the adult child is:
- Refused a college loan
- Denied an apartment, car loan or credit card
- Rejected for a job because of bad credit
- Refused any service or account that requires good credit
What is the Debix solution?
Using our unique experience and advanced technology, Debix has created the first affordable and comprehensive system to identify acts of fraud against children, clean up the destruction and assist in finding and prosecuting the criminals responsible.
- Credit
- Medical
- Criminal
- Employment
How does Debix protect my child?
It all begins with ChildScan® - innovative Debix software that searches thousands of available public databases to determine if someone is using your child’s Social Security number. ChildScan searches more places than other services including all three national credit bureaus, criminal and bankruptcy records, utility service records and others.
ChildScan searches records using only your child’s Social Security number, which allows us to locate hard to find cases where a thief has stolen your child’s Social Security number but attached it to another name.
How will I know the results of the Childscan?
You will receive an email from Debix with the results of your child’s scan. If a problem is identified with either credit, criminal, medical or employment records you will receive a phone call from a Debix OnCall Investigator to launch a full-scale investigation. If no problems are found you will receive an email that your child’s identity remains safe.
What other ways are we protected?
Debix protection includes Identity Theft Insurance to provide financial relief for identity restoration costs, legal fees and lost wages.
How do I sign up my child?
It’s fast, simple and very inexpensive. You can sign up a single child for as little as $20 a year. Sign-Up Now
