Bo Holland, Founder and CEO

Bo Holland is an undefeated start-up veteran who solves hard problems with technology. His products are proven and used by millions of people every day. In 2004, Holland founded Debix to solve the identity theft problem. Four years and nearly 400,000 customers later, he has proven that his patent-pending Instant AuthorizationTM technology can virtually eliminate identity theft.

Holland was previously founder and CEO of Works, Inc., where he invented the patented technology that enabled large organizations to switch their account payable operations from paper checks to purchasing cards. The platform processed over $9 Billion in payments in just its fourth year on the market. Works distributes the product via Bank of America, Wells Fargo, PNC Bank, Sun Trust and Commerce Bank. Works was acquired by Bank of America in 2005.

Prior to Works, Holland served as Director of Product Marketing for Pervasive Software (NASDAQ: PVSW), and was instrumental in turning the company around and taking it public in September 1997. Prior to Pervasive, Holland was employee number 32 at Citrix Systems (NASDAQ: CTXS) where he helped developed the remote access product line and distribution strategy that led to explosive revenue growth of $1.4 billion in 2007.

Richard Brown, Chief Technology Officer

Richard Brown has twenty years of experience in building large transaction systems for the payment and banking industry. As CTO of Debix, Brown is responsible for building the infrastructure capable of handling millions of transactions each day. Richard is also major contributor to standard initiatives, and the author of several position papers and patents in the field of electronic commerce and settlement of commercial transactions.

Richard previously worked with Inovant and developed the credit card authorization system successfully used in France today. Brown was also Founder, President and CTO of Kedemon. Kedemon brings consumer solutions to the converging market of personal mobile appliances, open network technology, and wireless communication. Prior to Kedemon, he worked with Polycom, the leading provider of converged voice, video, web, and data solutions for emerging broadband networks.

Julie Fergerson, Vice President of Emerging Technologies

Julie Fergerson is considered one of the industry's foremost experts on Internet fraud with over twenty-five years of Internet experience. As Vice President of Emerging Technologies for Debix, Fergerson is responsible for identifying emerging technologies and innovative applications of Debix' patent-pending technologies. She also serves as a board member for the Merchant Risk Council (MRC).

Fergerson worked to create the MRC, served on the board since its inception, and served as Co-Chairman for four years. The MRC consists of 7,500 members who share the goal of protecting and encouraging online commerce by establishing best practices for cyber-fraud prevention. The MRC works with federal and local law enforcement agencies such as the Internet Crime Complaint Center (IC3), Federal Bureau of Investigation, Secret Service, the U.S Department of Justice, and the U.S. Postal Inspectors to help catch and prosecute cyber criminals.

In 1995, Fergerson co-founded ClearCommerce Corporation, an Internet payment and fraud prevention company. ClearCommerce was acquired by eFunds in January 2005. While at eFunds, Julie was responsible for identifying new markets, developing patent pending solutions and trends for growth opportunities of eFunds solutions in the retail industry. Prior to ClearCommerce, she spent six years at IBM holding various management and technical positions.

Gordon James, Vice President of Operations

Gordon James brings over 15 years of start-up experience developing process, teams, and infrastructure to support rapidly growing and highly technical organizations. As VP Operations at Debix, James is responsible for day to day operation of commercially delivered services, internal IT, and Engineering Services including Configuration Management, Quality Assurance, and Customer Support.

Formerly VP of Application Services at Globeset, Inc., Gordon has experience building out and running large scale, highly available, and highly secure Internet-based services. He also used his extensive start-up experience to run his own consulting firm for 3 years assisting early stage Software Development companies build out their teams and establish development process and methods. He was most recently Director of Corporate Quality at Polycom, Inc.